RISMA as the name suggests aims to create awareness about risk exposure to all human beings at a personal level and to help them in managing risks effectively and efficiently. As we all know risk exposure in life is pervasive in nature and all our actions knowingly unknowingly create risks which at times can lead to catastrophic results. We would therefore like all human beings to be equipped with knowledge to identify risks and to mitigate them effectively.
Risks In Entrepreneurship
Entrepreneurship seems easy to all and most people after a short, medium stint in jobs look for a business as if it is the easiest thing in the world. The following questions need serious thought before anyone contemplates of becoming an entrepreneur: 1 Why to be an e
Risks in Digital Crimes
For the first time, individuals can buy insurance cover against cybercrime, including loss of funds to online fraud, identity theft, cyber stalking and extortion, phishing and malware attack. While customized cyber liability cover for businesses has been around for years, these were not over-the-
Risks in Vehicle Insurance
Driving any vehicle without third-party (TP insurance is an offence and attracts a fine of up to Rs 1,000 with a possible jail term of up to three months. Amid growing concern over vehicles plying on roads without even the mandatory third-party insurance, the road transport ministry has asked ins
RISKS in Investment for NRI’s in India
Amending rules on post office savings schemes like the National Savings Certificates (NSC and Public Provident Fund (PPF, the government has notified that such accounts would be closed prior to maturity in case of holders changing their personal status to become n
Risks in Private Banks
The RBI on Monday added HDFC Bank to the list of systemically important banks, or banks that are considered too big to fail. The other banks on the list are the two largest lenders-SBI and ICICI Bank. Since 2015, the central bank has been identifying banks whose failu
Risks in Investments
It is not only mutual funds, but most savings and investments through financial and real assets carry risks which could lead to losses for investors.
Last week, Indias largest bank cut the rate of interest on savings deposits to 3.5% from 4%.